Finance for UK Agriculture

From new machinery to seasonal cash flow, we arrange finance built around how farming actually works — significant equipment costs, unpredictable weather, and income that doesn't always arrive on a neat monthly schedule.

NACFB Member

Terms up to 7 Years

Wide Lender Panel

Fast Decisions

Fund Machinery Around Harvest

Get essential equipment in place ahead of planting or harvest, without waiting until you've saved the full cost.

Manage Seasonal Cash Flow

Bridge the gap between outgoing costs and income that's tied to harvest or livestock cycles.

Diversify With Confidence

Fund new ventures such as farm shops, glamping sites or renewable energy projects, spreading the cost over time.

Replace Ageing Equipment

Upgrade machinery before breakdowns cost you a critical window in the farming calendar.

We Help UK Farmers Fund A Range Of Requirements:

  • Tractors & Combine Harvesters

    New or used, to keep your operation running all season.

  • Livestock Equipment

    Handling systems, feeding equipment and housing.

  • Irrigation & Drainage Systems

    Investment to protect yields and manage land more effectively.

  • Farm Buildings & Storage

    Funding for barns, grain stores and general storage facilities.

  • Diversification Projects

    Farm shops, glamping sites or renewable energy installations.

Case Studies

From plant machinery to full fleet upgrades, here's how we've helped businesses like yours secure the right finance, fast.

How We Can Help Fund Your Business

We arrange a full range of finance to support construction businesses at every stage:

Asset Finance

Spread the cost of tractors, combines and farm machinery over a term that suits your business, keeping capital free for the day-to-day.

Unsecured Business Loans

Access working capital to manage seasonal cash flow, cover input costs, or fund smaller diversification projects.

Property Finance

Fund the purchase, development or refinance of farm buildings, land or diversification projects such as holiday lets or farm shops.

Vehicle Finance

Finance pickups, trailers and other vehicles that keep the farm running day to day.

FAQs

Your most common construction finance questions answered

What can agricultural finance be used for?

Almost anything that supports your farming business - machinery, livestock equipment, buildings, land, diversification projects, and working capital to manage seasonal cash flow, among others.

Can I finance used machinery?
How quickly can funding be arranged?
Do I need to be a limited company to apply?
Can funding help with cash flow between harvests?
Can you help fund diversification projects, not just farming equipment?

Get Your Farm Ready for the Season Ahead

Whatever's next for your farm - new machinery, seasonal cash flow or a diversification project - we'll help you find funding that works with the calendar, not against it.