Case Study: 5 Assets, 5 Suppliers, 1 Client - Finance for the Road Ahead

The Brief

One of our long-standing commercial clients approached us with a clear objective:
They needed to acquire five separate assets, from five different suppliers, within a tight timeframe.

The equipment was required to fulfil newly secured contracts, meaning:

The assets had to be delivered quickly
Funding needed to be structured efficiently
Cash flow had to be protected
All equipment needed to go straight out to work

There was no room for delays, staggered approvals, or complex paperwork.

The Challenge

Funding multiple assets from multiple suppliers can quickly become complicated:

Different invoice structures
Separate delivery timelines
Varying asset types
Different VAT positions
Staggered deposits
Independent supplier payment terms

Without a coordinated finance solution, this could have meant:

Five separate finance agreements with different lenders
Five credit processes
Multiple direct debits
Disjointed documentation
Administrative overload

For a business focused on delivering contracts, that simply wasn’t practical.

Our Approach

Because we already had an established relationship with the client, we were able to move quickly and structure a clean, streamlined solution.

Step 1: Consolidated Funding Strategy

We structured a finance package that allowed all five assets to be funded efficiently, while accommodating:

Five separate suppliers
Different invoice values
Staggered delivery dates

Step 2: Coordinated Supplier Payments

We liaised directly with each supplier to:

Confirm pro-forma invoices
Align payment timings
Ensure smooth release of goods
Remove pressure from the client’s accounts team

This meant the client didn’t have to manage five separate funding conversations — we handled it end-to-end.

Step 3: Cash Flow Protection

The agreement was structured to:

Preserve working capital
Keep monthly payments manageable
Allow the assets to generate income immediately

The Outcome

All five assets were:

Approved quickly
Paid out to suppliers efficiently
Delivered on schedule
Deployed into live contracts immediately

There was no downtime, no waiting period, and no cash flow strain.

From day one, the equipment was revenue-generating.

Why This Worked

The key factors behind the success of this transaction:

✔ Established lender relationships
✔ Strong understanding of the client’s business
✔ Experience managing multi-supplier transactions
✔ Clear communication across all parties
✔ Proactive coordination of documentation and payments

Rather than five separate funding arrangements, the client had one coordinated finance solution and one point of contact.