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Every business needs the right tools to move forward, whether that’s vehicles, machinery, or essential equipment. At Forest Road Finance, we make sure the road to acquiring those is easily accessible and cost-effective.
Asset finance allows you to access what you need now, while spreading the cost over time, keeping your cashflow strong as you continue to grow your business.
Our Asset Finance Options:
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Operating Lease
Ideal if you only need equipment for a short to medium period. You simply rent the asset for the time you need it, then return or upgrade it at the end of the agreement. Operating leases often come with lower monthly payments compared to other finance options, and because ownership never transfers to you, you don’t carry the risks associated with depreciation.
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Hire Purchase
Spread the cost of an asset in fixed monthly instalments, giving you access to essential equipment without paying the full amount upfront. It’s an excellent option if you want to own the asset outright at the end of the agreement. During the term, your business won’t own the asset, but you will be responsible for insurance and maintenance. Once the final payment is made, ownership transfers to you.
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Finance Lease
Enjoy full use of the asset while making regular, fixed payments over an agreed term. At the end of the lease, you can return the asset, upgrade to something new, or extend the lease further, whichever route supports your business needs best. A key benefit is that the funder retains ownership of the asset, meaning they typically take responsibility for servicing and repairs, reducing the burden on your business
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Refinance
Unlock cash from equipment or vehicles your business already owns or improve the terms of your current finance agreements. By using these assets as security, you can release working capital while continuing to use them as normal. It’s a simple way to strengthen cashflow, invest in growth, or cover short-term costs, all without slowing your business progress.